How the pandemic will impact the future of work?

Trends that will stick For years, experts have been predicting changes to the nature of work due to automation, artificial intelligence, and other trends. Many of us are experiencing these changes first-hand. The Covid-19 pandemic and lock-downs during the pandemic forced many changes to how we do work today. What changes are here to stay? How can you protect your future income stream from job disruptions? Pre-pandemic, artificial intelligence and automation were predicted to impact Read more…

Retirement just around the corner? Don’t drop disability coverage yet.

Five important reasons why that money-saving move could cost you The end of your career is in sight and you’re looking for ways to pump up those retirement savings—hey, every little bit helps! Cutting disability protection out of the budget might seem like a logical choice. But is it? The odds could look to be in your favor—I’ve gotten this far, what could happen now??? But are those odds you’re willing to play? Here are Read more…

Could a natural disaster put a dent in your income?

The answer is probably “yes”—but there’s something you can do about it The news is routinely filled with proof Mother Nature is a force to be reckoned with. Don’t think your livelihood could be affected by the disaster du jour? We have bad news: You could be wrong. It’s not just farmers or West Coast homeowners that need to be worried about the wrath of nature; we all do. Natural disasters can shut off the Read more…

Have you future-proofed your income stream?

Have you future-proofed your income stream? Six things that can help It doesn’t take much of a Google search to get the feeling that employment is changing—and not for the better. But here’s the thing: Not all those changes are doom and gloom. For instance, some will eliminate the “three Ds”: jobs that are dull, dirty or dangerous.[1] And others will create new opportunities—if you’re ready to seize them. Here’s what one expert has to Read more…

Counting on the government to bail you out if things get tough?

Why you might want to reconsider—and one simple thing you can do to protect yourself Are we headed for a recession? While the unemployment rate is still at historic lows in most parts of the country,[1] and consumers seem pretty optimistic, if their spending is any indication,[2] there could be hard times ahead. According to Bankrate and their Third-Quarter Economic Indicator survey, 90% of the experts they talked to thought the economy was worth being Read more…

Hey Millennials: Who would pay your bills if you couldn’t?

Five important reasons to check out disability insurance When you’re young and healthy, disability insurance can seem like something to check out down the road. After all, your paycheck already has to cover a long and growing list of bills. Plus, that’s something for older people—right? As you’ve likely guessed from the headline, it’s not that simple. If you’re single, or a critical source of income for your family, here are five reasons why you should Read more…

SALARYGAP Partners Discusses How the Rise in Extreme Weather May Put Livelihoods at Risk

It isn’t enough to survive high winds, tidal surges, and power outages from a natural disaster like Superstorm Sandy. Who pays the bills if a job is disrupted or destroyed? September 07, 2016 07:35 AM Eastern Daylight Time CHICAGO–(BUSINESS WIRE)–SALARYGAP® Partners LLC. has announced SALARYGAP® Wage ProtectorTM, an insurance solution that can help people pay their bills if they lose their job through no fault of their own or experience a decrease in income due to reemployment Read more…

New Insurance for Employees Makes Businesses More Competitive

New Insurance for Employees Makes Businesses More Competitive Extreme weather disasters are on the rise. SALARYGAP® Protector reassures employees they can pay their bills if their job is disrupted. Salisbury, NC, <June 15, 2016> – Businesses who add SALARYGAP® Protector to their emergency preparedness plan can enhance their competitiveness for attracting and keeping employees, according to SALARYGAP® Partners, an insurance product development company serving the U.S and Canada. Forty percent of businesses do not reopen after Read more…

Re-employment at a Reduced Salary Is Often Worse than Unemployment

The new Wage Protector® SALARYGAP® Benefit is designed to help fill the gap in salary from re-employment. Chicago, Illinois, August 18, 2016 – Workers, who become involuntarily unemployed and are later reemployed at a lower salary, typically face hardships more severe than the time between jobs. SALARYGAP® Partners LLC., an insurance product development company, has announced a new product to address this problem. Unemployment is certainly no picnic.  It can be a very painful, isolating Read more…

Feeling under the weather when it comes to your financial health?

Why you might be and a prescription that could help Finances got you feeling a bit queasy? If it makes you feel better, you’re not alone. According to a recent study by PwC, worries about money cause more anxiety than all other stressors (job, relationships, health and other) combined.[1] Here’s what people worry about most Retirement. Almost a quarter of American adults don’t have any retirement savings or pension,[2] and women have a lot less Read more…

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